Insurance rules in RAK Maritime City Free Zone
RAK Maritime City Free Zone is a free zone in Ras Al Khaimah, run by RAK Maritime City Free Zone Authority. Its published texts set out insurance and guarantee rules for companies licensed there.
Who runs RAK Maritime City?
| Fact | Detail | As of |
|---|---|---|
| Emirate | Ras Al Khaimah | |
| Authority | RAK Maritime City Free Zone Authority2 | |
| Legal basis | Ras Al Khaimah Emiri Decree No. 21 of 2009 | |
| Established | 2009 | |
| Companies | 15 companies with 18 valid licences | 2021 |
| Area | 6 million sq m of land and waterfront development | |
| Main sectors | Maritime and port-related industry, bulk handling, industrial | |
| Website | www.rakports.ae/ports/saqr-port-and-free-zone | |
What insurance and guarantees do companies in RAK Maritime City need?
Marine
- Under the RAK Ports Marine Guidelines, every vessel entering RAK Ports must have proper insurance that sufficiently covers any third party liability, including liability from dangerous goods, oil spills and spills of chemicals or other toxic or hazardous materials, with written proof on board.1
- Under the RAK Ports Marine Guidelines, a vessel entering RAK Ports must also have valid liability insurance for seafarers.1
Do you need health insurance for your staff in RAK Maritime City?
From 1 January 2025 an employer buys a health insurance policy as a condition of the residence permit for private sector employees and domestic workers. The UAE Government portal names the Ministry of Human Resources and Emiratisation as the source and describes the rule as extending to Sharjah, Ajman, Umm Al Quwain, Ras Al Khaimah and Fujairah.
The authority and the penalties are on the Ras Al Khaimah page.
Sources
2
1RAK Ports (Government of Ras Al Khaimah), RAK Ports Marine Guidelines, issue 21-11-2019. Vessel Insurance, para 24, 25. Last checked 12 Nov 2026. Source document: RAK Ports Marine Guidelines, issue 21-11-2019
2moet.gov.ae, RAK Maritime City Free Zone website. Last checked 12 Nov 2026. Source document: RAK Maritime City Free Zone website
- Owner
- Quotes.ae research team
- Last review
- Next review due
- 10 Feb 2027
- Status
- Published