Insurance rules in Dubai Design District

Who runs Dubai Design District?

What insurance and guarantees do companies in Dubai Design District need?

Third party liability

• If your company is licensed in a Dubai Development Authority zone, you must take out and maintain third party liability or public liability insurance and workmen's compensation insurance as the employee sponsorship agreement requires, and lodge copies with the authority if it asks for them.¹

Workmen's compensation

• If your company is licensed in a Dubai Development Authority zone, your workmen's compensation insurance must cover every employment injury or disability and the related medical expenses, in line with UAE Labour Law.¹

Bank guarantee

• Under the employee sponsorship agreement, you must lodge a bank guarantee in the authority's approved format with the authority's administration department for each non-UAE national employee the authority sponsors, or for the anticipated total, at a fixed amount per employee that the authority sets from time to time. The authority may waive the guarantee.¹

Do you need health insurance for your staff in Dubai Design District?

• As an employer in a Dubai Development Authority zone, you must bear your employee's medical costs for the term of the employment contract by providing medical insurance in line with the rules of the authority or the Emirate of Dubai, and subscribe the employee to the medical insurance and any other employment schemes required under Dubai law, the Dubai Development Authority Employment Regulations and applicable rules or decisions.²

The rule for employers across Dubai is on the Dubai page.