Insurance rules in Abu Dhabi Airports Free Zone

Who runs ADAFZ?

What insurance and guarantees do companies in ADAFZ need?

From the Employment Regulations of October 2011, in a copy archived on 1 October 2020. Ask the free zone whether a later version applies.

Visa deposit

• Abu Dhabi Airports Free Zone's Enterprise package page shows a refundable employment visa deposit of 2,500 per visa, with no currency shown.¹

Third party liability

• As an employer in Abu Dhabi Airports Free Zone, you must take out and maintain third party liability or public liability insurance and workmen's compensation insurance, as your personnel sponsorship agreement requires.²

Workmen's compensation

• Your workmen's compensation insurance must cover every employment injury, disability or both, and the related medical expenses, in line with the Labour Law.²

Bank guarantee

• If Abu Dhabi Airports Company is to sponsor employees on your behalf who are not UAE or Gulf Cooperation Council nationals, you must lodge with it, for each of those employees, a bank guarantee in its approved standard form from a bank licensed and operating in Abu Dhabi, or a refundable cash deposit. The amount per employee is set by Abu Dhabi Airports Company, which may also set a maximum number of employees.²

Do you need health insurance for your staff in ADAFZ?

• As an employer in Abu Dhabi Airports Free Zone, you must obtain a government health card from the Health Authority Abu Dhabi for every employee the zone sponsors, in order to obtain a medical fitness certificate for each employee from a government hospital or clinic.²

The rule for employers across Abu Dhabi is on the Abu Dhabi page.