{
  "title": "Policies, claims and gross ratios by class, 2025",
  "note": "Tables 7, 12A, 14A and 16A, gross of reinsurance. Policy counts include individual and group policies.",
  "rows": [
    {
      "class": "Fire",
      "policies": 222849,
      "paid-thousand": 5315352,
      "incurred-thousand": 1620108,
      "paid-ratio": 79.9,
      "incurred-ratio": 24.4,
      "combined-ratio": 40.8
    },
    {
      "class": "Marine and aviation",
      "policies": 252826,
      "paid-thousand": 1221028,
      "incurred-thousand": 1053676,
      "paid-ratio": 51.8,
      "incurred-ratio": 44.7,
      "combined-ratio": 63.3
    },
    {
      "class": "Motor and transportation",
      "policies": 5607083,
      "paid-thousand": 6379509,
      "incurred-thousand": 6596295,
      "paid-ratio": 69.7,
      "incurred-ratio": 72.1,
      "combined-ratio": 99.3
    },
    {
      "class": "Engineering, construction and energy",
      "policies": 80446,
      "paid-thousand": 1590658,
      "incurred-thousand": 466177,
      "paid-ratio": 39.8,
      "incurred-ratio": 11.7,
      "combined-ratio": 26.2
    },
    {
      "class": "Other",
      "policies": 7867024,
      "paid-thousand": 1096643,
      "incurred-thousand": 1105323,
      "paid-ratio": 19.5,
      "incurred-ratio": 19.6,
      "combined-ratio": 40.6
    },
    {
      "class": "Health",
      "policies": 2835855,
      "paid-thousand": 26208289,
      "incurred-thousand": 27430898,
      "paid-ratio": 75.3,
      "incurred-ratio": 78.8,
      "combined-ratio": 93.1
    }
  ]
}