{
  "title": "Average GWP per policy and policy counts by class. Not a price",
  "note": "2021 to 2024 from FCSC Table 1.03.01, average as FCSC publishes it, policy counts rounded to whole numbers here. 2025 from CBUAE Table 7. Each average mixes personal and corporate policies.",
  "rows": [
    {
      "class": "Fire",
      "avg-2021": 14277.9,
      "avg-2022": 18436.5,
      "avg-2023": 22906.7,
      "avg-2024": 28592.6,
      "avg-2025": 30905,
      "policies-2022": 233414,
      "policies-2023": 197743,
      "policies-2024": 218002,
      "policies-2025": 222849
    },
    {
      "class": "Marine and aviation",
      "avg-2021": 5849.9,
      "avg-2022": 6824.5,
      "avg-2023": 8140.4,
      "avg-2024": 8885,
      "avg-2025": 8933,
      "policies-2022": 266590,
      "policies-2023": 272198,
      "policies-2024": 260842,
      "policies-2025": 252826
    },
    {
      "class": "Motor and transportation",
      "avg-2021": 1305.7,
      "avg-2022": 979.8,
      "avg-2023": 1213.9,
      "avg-2024": 1506.3,
      "avg-2025": 1797,
      "policies-2022": 4857039,
      "policies-2023": 4849490,
      "policies-2024": 5345488,
      "policies-2025": 5607083
    },
    {
      "class": "Engineering, construction and energy",
      "avg-2021": 42042,
      "avg-2022": 49265,
      "avg-2023": 49342,
      "avg-2024": 57244.9,
      "avg-2025": 53254,
      "policies-2022": 65415,
      "policies-2023": 67225,
      "policies-2024": 71666,
      "policies-2025": 80446
    },
    {
      "class": "Other",
      "avg-2021": 1671.1,
      "avg-2022": 1513.2,
      "avg-2023": 564.3,
      "avg-2024": 636.2,
      "avg-2025": 827,
      "policies-2022": 2453562,
      "policies-2023": 8546982,
      "policies-2024": 8784067,
      "policies-2025": 7867024
    },
    {
      "class": "Health",
      "avg-2021": 9017.6,
      "avg-2022": 13855.2,
      "avg-2023": 18407.8,
      "avg-2024": 13921.8,
      "avg-2025": 12844,
      "policies-2022": 1569227,
      "policies-2023": 1406853,
      "policies-2024": 2249541,
      "policies-2025": 2835855
    }
  ]
}