{
  "title": "Commission paid and commission ratio by channel, 2025",
  "note": "Table 8, as published. The ratio is commission over GWP for that channel. Life is marked not applicable where the channel has no Life premium.",
  "rows": [
    {
      "channel": "Banks",
      "non-life-ratio": 35.4,
      "life-ratio": 6.8,
      "non-life": 116095,
      "life": 275561
    },
    {
      "channel": "Financial institutions",
      "non-life-ratio": 15.7,
      "life-ratio": "Not applicable",
      "non-life": 11166,
      "life": 0
    },
    {
      "channel": "Brokers",
      "non-life-ratio": 10.4,
      "life-ratio": 7.3,
      "non-life": 3462251,
      "life": 340179
    },
    {
      "channel": "Agents",
      "non-life-ratio": 9.7,
      "life-ratio": 5.5,
      "non-life": 170578,
      "life": 57636
    },
    {
      "channel": "Others, mainly direct",
      "non-life-ratio": 6,
      "life-ratio": 12.6,
      "non-life": 1650112,
      "life": 198319
    },
    {
      "channel": "Online",
      "non-life-ratio": 0,
      "life-ratio": "Not applicable",
      "non-life": 126,
      "life": 0
    }
  ]
}