{
  "title": "Gross written premium by distribution channel, 2025",
  "note": "Table 8, Life and Non-Life as published in AED thousand. Totals and share of all GWP are derived and match section 3.6 where it states them. Non-Life is the AED 63.5 billion base and includes most health.",
  "rows": [
    {
      "channel": "Brokers",
      "total-bn": 38.09,
      "share-total": 50.9,
      "life": 4670951,
      "non-life": 33422730,
      "share-life": 41.2,
      "share-non-life": 52.6
    },
    {
      "channel": "Others, mainly direct",
      "total-bn": 29.19,
      "share-total": 39,
      "life": 1578316,
      "non-life": 27609440,
      "share-life": 13.9,
      "share-non-life": 43.5
    },
    {
      "channel": "Banks",
      "total-bn": 4.37,
      "share-total": 5.8,
      "life": 4038709,
      "non-life": 327678,
      "share-life": 35.6,
      "share-non-life": 0.5
    },
    {
      "channel": "Agents",
      "total-bn": 2.81,
      "share-total": 3.8,
      "life": 1047972,
      "non-life": 1766571,
      "share-life": 9.2,
      "share-non-life": 2.8
    },
    {
      "channel": "Online",
      "total-bn": 0.31,
      "share-total": 0.4,
      "life": 0,
      "non-life": 307002,
      "share-life": 0,
      "share-non-life": 0.5
    },
    {
      "channel": "Financial institutions",
      "total-bn": 0.07,
      "share-total": 0.1,
      "life": 0,
      "non-life": 71217,
      "share-life": 0,
      "share-non-life": 0.1
    }
  ]
}